401k Contribution Limits 2025 Chart. 401k Limits 2025 Include Employer Match Limit Leah J. Farnell The 2025 401(k) contribution limit for employees—the same as 403(b), governmental 457 plans, and the federal government's Thrift Savings Plan—is $23,500 If you defer more than your 401(k) plan allows, your excess deferrals will be treated as.
IRS Announces Higher 401k Limits And New CatchUp For 2025 from thecollegeinvestor.com
401(k) Plan Limits 2025 2024; Maximum elective deferral for employees: $23,500: $23,000: Total contribution limit for employer and employee: $70,000: $69,000: Catch-up contribution for employees. Some still refer to this as the $7,000 limit (its original setting in 1987)
IRS Announces Higher 401k Limits And New CatchUp For 2025
Until then, here are the limits for 2025 retirement plan contributions Employee Contributions: Up to $23,500 (under age 50) Catch-up contribution: $7,500 (ages 50+); higher catch-up ($11,250) for ages 60-63; Total Combined Limit (Employee + Employer): $70,000; Roth Options: Available for 401(k), sometimes for 403(b) and 457(b) Plan. Employees aged 50 and over can make an additional catch-up contribution of $7,500, bringing their contribution limit to $31,000 .
401k 2025 Contribution Limits Over 50 Tory Katalin. If you're age 50 to 59 or 64 or older, you're eligible for an additional $7,500 in catch-up contributions. In 2025, the 401(k) contribution limit for participants is increasing to $23,500, up from $23,000 in 2024.
2025 Top 5 401k Contribution Limits 2025 Teresa R. Moors. Employee Contributions: Up to $23,500 (under age 50) Catch-up contribution: $7,500 (ages 50+); higher catch-up ($11,250) for ages 60-63; Total Combined Limit (Employee + Employer): $70,000; Roth Options: Available for 401(k), sometimes for 403(b) and 457(b) Plan. 401(k) Plan Limits 2025 2024; Maximum elective deferral for employees: $23,500: $23,000: Total contribution limit for employer and employee: $70,000: $69,000: Catch-up contribution for employees.